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Well, already having a TC that MLB doesn't have - we have more need for approval. Also, I think we all agree that the commish can step in at any point to void a trade if needed, outside of the TC's judgment.
I believe the current MLB rule is that all trades with an excess of $1M in cash changing hands must be approved by the commissioner.
I don't support the addition of cash transfers in deals, because I believe that it furthers the advantage of the big market teams. I searched for the MLB rule on cash limits, but there doesn't appear to be a hard and fast one. During the Bowie Kuuhn era, I faintly recall that the limit was $1 million. I know there is still a low threshold of this in real life, because the vast majority of deals involve trading 1 bad contract for another. For example, the Milton Bradley for Carlos Silva deal may have involved about $5 million.
I surely see your point M.J. I think this is one of those issues that separates fantasy baseball from MLB. Simplifying the cash considerations to just the player's contract keeps some train wrecks contained.