The salary structure is such that $3m can't be spread over 3 years.
<= $1m, 2 years
$1.5m - $5m, 3 years
$5.5m - $10m, 4 years
> $10m, 5 years (the overall limit)
If you prefer 3 years the total amount can be raised to $4.5m or you can go with 2 years @ $1.5m each.
Please advise