Glad to hear things are going better for you blkhwk! It sucks not being able to work been there not fun.
Thanks Halo, bill collectors are getting on my nerves now lol. Used to be a Mortgage company would move 6 months of payments to the end of your loan. Not any more! after years of on time payments the advice I got was well you could sell if you cant afford it. hahahaha I asked if the letters F and O meant anything to him (Smokey and the Bandit reference)(Hope I don't have to explain who Smokey and the Bandit is) and hung up.